Free tools

Real-estate calculators

Quick, free calculators for Canadian agents — no signup required.

Seller Net Sheet Calculator

Estimate a seller’s net proceeds after commission, HST, mortgage payoff and closing costs.

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Mortgage Payment Calculator

Monthly payment and total interest with proper Canadian semi-annual compounding.

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Commission Calculator

Total commission, your split after the brokerage, and the HST to collect.

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Land Transfer Tax Calculator

Ontario LTT, Toronto’s municipal tax with the 2024 luxury tiers, and first-time-buyer rebates.

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Closing Costs Calculator

Everything an Ontario buyer pays on closing day — and the total cash to have ready.

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CMHC Insurance Calculator

Premium bands, the minimum down payment for the price, and the PST due at closing.

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Fair Housing Listing Checker

Scan any listing description for fair-housing traps and unverifiable claims — with one-click fixes.

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